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12 Marsden Terrace, Ramsey, IM8 3DS

12 Marsden Terrace, Ramsey, IM8 3DS

Description

Entrance porch Entering through a uPVC double glazed door with a frosted window, the porch has an opening which leads into the lounge of the property. There is a wall light on your right and linoleum flooring throughout. Lounge/Diner (Approx 22'6 x 13'6) Spacious lounge with an electric fire with hearth as a central feature. There is a uPVC double glazed window looking on to the front aspect of the property and a uPVC double glazed door providing access to the rear aspect. At the rear of the lounge is a further opening which leads to the kitchen. The staircase providing access to the first floor has ample storage below in the double cupboard which also houses the gas boiler for the property. There are recessed ceiling lights and the linoleum flooring from the porch is continued throughout the lounge. Kitchen (Approx 13'2 x 5'4) A galley style kitchen located at the rear of the property which has planning permission approved to be extended. The kitchen has a uPVC double glazed window which looks on to the rear yard. Located under the window is a worktop with a Franke sink and a half with drainer. Adjacent to the sink is the four ring gas hob and a floor to ceiling cupboard houses the fan assisted oven and space for a microwave. There is plumbing and space under the work top for a standalone washing machine. At the far end of the kitchen is space for a free-standing fridge freezer. There are recessed ceiling lights and the floor is currently concrete. Please see permitted planning permission reference 20/01353/B as of 15/01/2021 in relation to the extension. First floor landing (Approx 7'8 x 5'9) A bright landing which allows access to the loft space of the property with a pull down ladder. The loft space is boarded and has lighting. Bedroom 1 (Approx 12'11 x 10'6) A larg…

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Not marked as sole agency on the original listing, so this property may also be marketed by other agents not captured in this data.

Nearby

Nearest match in each category, from a fixed list of Isle of Man amenities — not every pub, café or shop on the island, so treat this as a useful sample, not a complete picture. Distances are straight-line ("as the crow flies"), multiplied by 1.3 to approximate real road-network distance — this is an estimate, not turn-by-turn routing, and actual walking/driving routes may differ. Times assume constant average speeds appropriate to the Isle of Man's roads and 25/35mph limits: walking 4.5 km/h, cycling 14 km/h, driving 30 km/h — not open-road speeds, and they don't account for traffic, parking or terrain.

Masts nearby

Read this before drawing a conclusion. These are masts mapped by OpenStreetMap contributors — 38 communication structures for the whole island, 29 of them tagged as carrying a mobile network. The operators run considerably more sites than that, so a mast not shown here is not evidence there isn't one. There is no official Isle of Man mast register to check against: Ofcom's Sitefinder never covered the island and the Communications Commission publishes no list. Nothing in this data says which generation a mast carries, so none of it can tell you whether a site is 5G.

What this purchase costs beyond the asking price

Land Registry duty — owner-occupier
£3,699,996,300
2.00% of the asking price. The Isle of Man has no stamp duty; this is what replaces it.
…if you are buying from off-island
£8,324,993,100
The non-resident rate is double the resident investor rate. It is the biggest single cost difference between buying here from on- and off-island.
Deposit at 10%
£18,500,018,000
Lenders here commonly want 10–25%. Change the figure in the calculator below.

Duty is charged in slices, so each rate applies only to the part of the price inside its band. Three categories exist: owner-occupier (nothing on the first £230,000, 1% to £500,000, 2% above) — £3,699,996,300 here; resident but not owner-occupier, a second home or a let (2%, 2.5% above £3m) — £4,624,989,500; and non-resident (4%, 4.5% above £3m) — £8,324,993,100. Which one you fall into is a question about you, not about the property, and the Registry decides it. Scale set by the Land, Deeds and Probate Registries (Fees and Duties) Order 2023, in force 1 May 2023 — check the Central Registry's own calculator or ask your advocate for the figure that actually applies. This site is not a tax adviser and takes no fee from anyone named on this page.

What it would cost each month

The interest rate above is a placeholder you should replace with a real quote — this site holds no lender rates, is paid nothing by any lender, and is not advice. Land Registry duty is calculated from the published band scale; everything else follows from the numbers you type.

Getting connected

Four providers sell residential broadband on the island: Manx Telecom, Sure, Wi-Manx, BlueWave Communications. Manx Telecom owns and operates the fixed network the others largely resell, so what is physically available at an address is usually a Manx Telecom question whoever ends up billing you.

This site has no per-address availability feed and makes no claim about the speed, technology or price at this property — a "fibre available here" badge that turned out to be wrong on completion day would be worse than no badge at all. Check with a provider against the actual address before you rely on it. No provider pays this site anything, and these are ordinary links, not referrals.

What would improving it be worth?

Value added is the extra floor area priced at £2,513/m² — the midpoint asking price per m² among 5 Ramsey properties currently for sale that publish a floor area. Cost uses real Isle of Man build rates: £4,000–£6,000/m² new build and £2,000–£4,000/m² refurbishment, depending on quality. Net is against the mid rate. The last column is how often Isle of Man actually grants that kind of application.

ImprovementValue it might addLikely costNetGranted
Add a bedroom (single-storey extension)
A modest double plus circulation, built new. ~14 m²
£35,182 £52,500
14 m² · mid spec new build
range £42,000–£63,000
−£17,318 0% (314)
Loft conversion with a bedroom
Works inside an existing roof, so it prices as refurbishment rather than new build — which is why it usually wins. ~20 m²
£50,260 £41,000
20 m² · mid spec refurb
range £33,000–£50,000
+£9,260 0% (46)
Two-storey extension
Roughly 14 m² on each of two floors. ~28 m²
£70,364 £105,000
28 m² · mid spec new build
range £84,000–£126,000
−£34,636 0% (66)
Garage, annexe or outbuilding
Detached space is worth less per m² than main-house floor area. ~18 m²
£27,140 £67,500
18 m² · mid spec new build
range £54,000–£81,000
−£40,360 0% (199)
Read this as an order of magnitude, not a promise

Two things it cannot see. First, it prices floor area at the local average rate — it doesn't know your plot, your roof, your outlook, or whether an extension is physically possible; nor whether your street has a ceiling price that no amount of extending beats. Second, the rate comes from asking prices of other properties currently for sale, because the Isle of Man's sold register records no floor areas at all — so it reflects what sellers ask, not what buyers paid.

The obvious alternative method is worse, which is why it isn't used here: comparing a typical 3-bed with a typical 4-bed suggests a bedroom is worth around £430,000 island-wide. It isn't — a 4-bed is generally a bigger house on a bigger plot, so that figure measures the mix of what's for sale, not the value of adding a room.

Before spending anything, get a builder's quote and talk to an architect — what work of this kind actually gets approved here shows how often applications like yours succeed, and on what grounds the refusals go.

Building work on this property

Same estimate model this site uses on its planning pages (UK cost ranges with the Isle of Man's 18% uplift) — a rough starting point, not a quote. Always get quotes from an Isle of Man builder before budgeting.

See also all Isle of Man property professionals — architects, surveyors, mortgage brokers and trades.

Sale history

Sale datePriceAt 2026 pricesAddress on register
2003-12-16£122,500£220,928 +80%12 Marsden Terrace Ramsey IM8 3DS

Matched by house name/street and parish against the Isle of Man Land Registry's transaction register — not a unique-ID lookup, so a shared house name could span more than one property. The "2026 prices" column carries each price forward at the island-wide repeat-sales index — it is what that sum of money would be at today's market level, not a valuation of this property, and it takes no account of the condition it was in then or any work done since.

All 24 recorded sales on Marsden Terrace

Planning history

ApplicationDescriptionStatus
20/01353/BAlterations and erection of rear extension to dwellingPermitted
Look up 20/01353/B on the official register
16/00758/BErection of rear extension to dwellingPermitted
Look up 16/00758/B on the official register
13/00638/BErection of two storey extension with balcony over and installation of dormer to rear elevationRefused
Look up 13/00638/B on the official register

Matched by house name/street and parish against Isle of Man planning applications decided between 4 Jan 2011 and 29 Dec 2023 (the government published no 2017 files, so that year is absent) — coverage is partial and not a unique-ID lookup. No bare decision date is available in this data, so the application number (which embeds its year) is shown instead. Where a "Worked on by" name appears, it's a known architect or surveyor cross-referenced by the same application number — worth a call before commissioning a fresh survey.

Search the official register for anything since 2023

Estimated cost of live planning permissions

Isle of Man planning permissions lapse 3 years after grant if unbuilt; these applications fall inside that window and were not refused, so they are presumptively still capable of being implemented.

How this is calculated

The work type shown is inferred automatically from the wording of the planning application's own description — it isn't stated by the applicant. The base cost range comes from published UK national renovation/build-cost guides for that type of project, with an 18% uplift for the Isle of Man. That uplift is not a guess: AtkinsRealis's July 2026 interim report for the Isle of Man Treasury puts Manx construction costs 18% above the UK average — joint 16th most expensive place to build on the BCIS rankings, comparable with Outer London — driven by imported materials with no local competition and a shortage of skilled trades. Figures exclude VAT at 20% and professional fees, typically 12–18%. These figures are indicative only, not a quote: actual cost depends on specification, finish, ground conditions and the contractor. For anything serious, get a quote from a local quantity surveyor or builder.

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